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A VA Loan is designed to offer long-term financing to American veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. The VA determines eligibility and issues a certificate of eligibility (COE) to qualifying applicants to submit to their mortgage lender of choice.

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Where to Find a VA Loan The VA has regional loan centers across the country in Atlanta, Ga.; Cleveland, Ohio; Denver, Colo.; Honolulu, Hawaii; Houston, Texas; Phoenix, Ariz.; Roanoke, Va.; St. Paul,

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Regional Loan Center Contact Information To reach the nearest VA Regional Office with Loan Guaranty operations, please call 1-877-827-3702, with hours of operation from 9am to 4pm, for all time zones.

Find out how to apply for a VA home loan Certificate of Eligibility (COE) to prove to your lender that you qualify for a VA direct or va-backed home loan based on your service history and duty status. Then, learn more about the rest of the loan application process.