Don’t buy a home because it’s a buyer’s market or just because of low mortgage rates. Buy a home because you want to be a homeowner. Buy a home because you’re settling down and need a place for live for at least five years. And only buy a home if you’re financially ready. How to Prepare to Buy Your First Home.
89% of repeat buyers sold or planned to sell their previous home, according to the National Association of Realtors. The key is to understand how the market is going, know your financial limitations.
Home Loan Vs Income . are making your debt-to-income ratio too high or there’s a risk you can’t afford both your personal loans and the costs of being a homeowner, you should wait and pay off the loan first before.
There’s a lot to know when you’re a first-time home buyer and at times, the information may be overwhelming or hard to understand. But taking the time to read, chat with friends and family and do your research can pay off in the end when you decide to purchase.
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