In this article, you got a look at the top 11 student loan refinancing options for 2019. Each of these options have their own pros and cons, so make sure to do your own research and find what’s best for your financial situation.

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In fact, Capital One may be your best bet for an auto loan with bad credit. This bank takes applicants with credit scores as low as 500, so even if you were rejected elsewhere, Capital One may still be an option. Capital One auto loans are available from $4,000 to $40,000 with 36- to 72-month terms.

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If you’re in a hurry to find the best personal loan for you, these are our top picks – choose one that matches your current credit standing: Best personal loans overall: LendingClub, LightStream, and Marcus; Best personal loans for excellent credit: SoFi, Wells Fargo, and Prosper; Best personal loans for average credit: avant, Upgrade, and Upstart

Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s Terms and Conditions for additional details.

>> Learn More: Student Loan Interest Rates. Repayment Options. Most private student loan lenders give you a choice of a few repayment options. Popular options include: Full payments: Make full monthly payments while in school. This saves the most money in interest.

With private student loans, your options and interest rate will vary, though there are some laws that affect all private student loans. Your credit, and that of a co-signer if you have one, will also impact what types of loans you qualify for and the interest rate you’ll receive.

If you don’t have much money for a down payment, then you’ll want to look into Federal Housing Administration, or FHA, loans. This mortgage option allows you to get a loan with just a 3.5.

Once you’ve found out which lender will give you the best deal, you can apply for your loan online through the lender’s site. At this point you should have a solid grasp of what your student loan.