The company started doing them in 2002 during the bubble years "and when the competition witnessed their performance that was the beginning of the rush into stated income loans," he says. "The key to the growth of stated income loans was getting the secondary market to accept them," Cook says.
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Stated Income Loans: Available within Business Lending "If I wanted to go refinance my house or buy a new house to live in and get a stated income loan, I couldn’t do it," says Brian O’Shaughnessy, CEO of Athas Capital Group, based in Calabasas, Calif. "It is against the law to get a stated income loan for a consumer loan.
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A stated income loan is a type of mortgage for borrowers who are unable to provide tax returns or pay stubs to prove their income. Since the lender can't verify.
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